We all know an email from the boss is important. Scammers know this, too which is why new phishing emails are targeting businesses.
Several Better Business Bureau office and reports to our Scam Tracker show the email scam is getting bigger.
Several businesses let us know about these emails. But it turns out big businesses are not immune to scammers.
The first company was Snapchat, now it’s Seagate Technology.
Inbox scams that target businesses range from fake invoice scams to emails “from the boss.”
Talk to your team. Make sure they’re aware of the risk of fraud and know how to identify suspicious calls and emails. Tell them it’s okay to ask questions. Also, tell them to be wary of strange requests or phone calls demanding payment or sensitive human resource information.
Have a point-person. Make one employee the “go-to” for issues regarding your payments or sensitive information. For employees in your accounting department, develop a process to verify and confirm requests for transfers of funds.
Protect your login ins. If you receive an email that appears to be from a vendor asking you to log in, simply call that vendor to confirm the email is legit.
When in doubt, delete it. If the email is legitimate, your vendor will send it again. Remember you can always call a vendor to confirm the email is real.
Spring is just around the corner, which means it’s home show season in Upstate New York!
Better Business Bureau of Upstate New York is proud to be a sponsor of the 2016 Buffalo Home Show.
Come see us at the information desk.
Our Accredited Businesses are also at the Buffalo Home Show.
If you want more information about the Buffalo Home Show, click here.
For discounted tickets, click here.
Is that apartment a dream come true, or an online rental scam?
You’re searching for an apartment online and you spot one that looks awesome…but there are no photos and the owner lives out of town. The owner asks to you wire money for your security deposit.
You think to yourself: Is this a huge find, or a scam?
A Buffalo woman recently told WIVB TV that she lost $800 from a Craigslist rental scam. She wired the money to a “landlord” out of state, but it turns out that person didn’t even own the property. WKBW-TV reported a new variation in the rental scam. The scammer contacts a legitimate listing and pretends to be interested in renting the property. They gain the access to the property but instead, use it to show the property to potential victims.
Better Business Bureau’s Scam Tracker shows close to 160 rental scams reported across the country, some right here in Upstate New York. Some people report losing over $3,000.
Do you know the warning signs?
BBB has the following tips for people looking for an apartment online:
The ad doesn’t have photos. It’s possible that a normal ad may not have pictures. But if the ad describes fabulous amenities, where are the pictures to show off the property?
The contact information does not include a phone number. Scam postings usually only provide an email address. If the email address looks like a string of consonants, the poster is using auto-generated email accounts so that they can’t be tracked.
The price is *too* cheap. If the ad offers extra benefits such as free heat or electricity, low or no security deposit, those should be red flags.
Credit check not required. A credit check is common step in renting an apartment. Be wary of a listing that says “no credit check!” or encourages people with bad credit or prior evictions to apply.
The address is never revealed. If the “landlord” is making you jump through hoops before telling you where the property is located, there’s a good chance that it does not exist.
If you suspect a rental scam, visit BBB’s Scam Tracker to report it.
The grandparents scam is back.
“Grandma, it’s me! I’m in trouble!” If you get a call like this, chances are it’s scam.
A recent article from the Rochester Democrat and Chronicle says the Monroe County Sheriff’s office is warning the elderly about the scam. They say the scammers are asking for iTunes gift cards in exchange for getting their grandchild out of trouble.
While the grandparents scam isn’t new, those calling are always changing the method of payment. This is the second report Better Business Bureau of Upstate New York has seen with the request for iTunes gift cards. In January, a report out of Chautauqua County to BBB’s Scam Tracker shows a similar scam with the same request.
BBB has tips to avoid the grandparents scam:
Know the red flags. Typically, the grandparent receives a frantic phone call from a scammer posing as a grandchild. The “grandchild” explains that he or she is in some kind of trouble and needs help. The “grandchild” pleads to the grandparents not to tell his or her parents and asks that they wire thousands of dollars for reasons such as posting bail, repairing a car, covering lawyer’s fees or even paying hospital bills.
Stay calm. Scammers are hoping for an emotional reaction. It’s important to resist the pressure to act quickly or react to the caller’s distress. Tell them you’ll call back and ask for a number; then contact your grandchild or another family member to determine whether or not the call is legitimate, and confirm the whereabouts of the grandchild.
Ask a personal question, but don’t disclose too much information. If a caller says “It’s me, Grandma!” don’t respond with a name, but instead let the caller explain who he or she is. One easy way to confirm their identity is to ask a simple question that the grandchild would know such as what school he or she goes to or their middle name. Your family might consider developing a secret code or password that can be used to verify a true emergency.
Do not wire money. Wiring money is like giving cash—once you send it, you can’t get it back. If you are asked to wire money based on a request made over the phone, especially to locations overseas, consider it a serious red flag. Always make certain of the recipient’s identity before using a wire service or pre-paid debit cards.
Communicate. Families should share travel plans with relatives before leaving the state or country. Parents are encouraged to let extended family members know when their child is traveling.
Share information. Students should provide cell phone numbers and email addresses of friends they are traveling with in the case of an emergency. Family members should remind students to be cautious when sharing details about travel plans on social media.
Another day, another Facebook click bait scam is making the rounds, this time it’s a fake Southwest Airlines offer.
Facebook recently removed the page.
BBB of Upstate New York recently warned everyone about clickbait on social media.
It’s a great reminder to check before you click!
We managed to grab some screenshots of the click bait Southwest promotion:
BBB recommends the following when it comes to social media promotions:
Don’t take the bait. Stay away from promotions of “exclusive,” “shocking” or “sensational” footage. If it sounds too outlandish to be true, it is probably a scam.
Hover over a link to see its true destination. Before you click, mouse over the link to see where it will take you. Don’t click on links leading to unfamiliar websites.
Don’t trust your “friends” online. It might not actually be your friends who are “liking” or sharing scam links to photos. Their account may have been hacked and scammers could be using another tactic called “clickjacking.” (Clickjacking is a technique that scammers use to trick you into clicking on social media links on which you would not usually click.)
Scam Tracker allows people to report scams. Now, it’s tracking the local trends. By clicking on the map, people will now be able to see scam trends being reported to Better Business Bureau right in their neighborhood.
A quick look at trending scams around here:
1. Tax collection aka IRS scam-people are reporting to Scam Tracker threatening messages from the “US Treasury.” Many say the person calling says his name is “Steve Martin.” Remember, the IRS will never call you.
2. Tech support- also, people are reporting on Scam Tracker that someone calls saying there is a problem with their computer. If a message pops up on your computer, turn it off and call a reputable computer repair company. Do not give the scammer any access to your computer.
3. Debt collection-caller tells you that you owe a debt. Some report being threatened with court action or arrest.
Remember, debt collectors may not:
Use threats of violence or harm against the person, property, or reputation
Publish a list of people who refuse to pay their debts (except to a credit bureau)
Use obscene or profane language
Use phone calls to repeatedly harass you
Fail to identify themselves on the telephone Advertise your debt
Threaten arrest if you do not pay your debt
Say they will take things from your or garnish your wages
Say a lawsuit is being filed if it isn’t
Collect any amount more than what you owe
Deposit a post-dated check prematurely
Use false statements when collecting a debt.
Here are the Top 10 Scams of 2015. All of the information was collected from Scam Tracker. You can use it as a reference if you get a weird phone call or email that you think is a scam, please report it to us by clicking here.
Catholic Charities of Buffalo is the 2015 Torch Award for Philanthropic Excellence winner. A reception was held at the organization’s office on Delaware Ave. in Buffalo.
“It is a completely rewarding process to see the commitment our charitable organizations make to serve their communities; not only through their programming but by the commitment they make to transparency and strong management and leadership disciplines,” said Warren Clark, BBB president.
“This prestigious award is a concrete affirmation to our supporters, donors and the people we serve that Catholic Charities will continue to meet and exceed best practice standards as a quality service and charitable organization,” said Dennis Walczyk, CEO of Catholic Charities.
Proud of the honor, Catholic Charities created a new sign out in front of the building.
Congratulations to Catholic Charities of Buffalo! Please visit BBB Foundation of Upstate New York’s website for more information on programming.
You see your friends sharing too good to be true coupons, but do you know how to spot clickbait on Facebook?
From free airline tickets, to gift cards and free Disney trips, Better Business Bureau gets calls from people who see the clickbait in their Facebook newsfeeds.
You may think it is from a company or someone you trust, which makes it more likely that you will click the link. Just yesterday, people were clicking on and sharing what looked like a coupon from Wegmans. The company said in a statement that the coupon is a fake.
Earlier this month, some people saw what looked like an offer for free tickets to Disney World. That turned out to be a fake, too.
Facebook pages with the name Walt Disney-World popped up, telling people to click and share to enter to win.
There are several tell-tale signs of clickbait on a fake page/offer, including:
Poor grammar/spelling. Legitimate companies do not share posts on social media with spelling, capitalization and common grammar errors.
Is the page verified? Do you see a blue checkmark next to the name? That means the page has been verified by Facebook to be authentic. The real Walt Disney World page has over 15 million likes and is verified by Facebook.
Check the URL. Most legitimate companies have a very simple web address. If your hover over the hyperlink and the website looks fishy, don’t click it.
Is the offer too good to be true? It probably is! Saving hundreds of dollars on groceries or paying next to nothing for a trip or airfare aren’t common occurrences. While it would be nice, remember, the ultimate goal of the scammer is to get a hold of your personal information or access to your Facebook friends list or in some cases, access to your computer or device.
Did you see this “coupon” for Dick’s Sporting Goods? It’s also a scam, which was confirmed by the company.
Better Business Bureau of Upstate New York offers the following advice to avoid any issues with clickbait:
Don’t take the bait. Stay away from promotions that sound too good to be true.
Hover over a link to see its true destination. Before you click, put your mouse over the link to see where it takes you. Don’t click on links leading to unfamiliar websites.
Confirm before you trust your “friends” online. It might not actually be your friends who are “liking” or sharing scam posts. Their account may have been hacked and scammers.
Report any suspected scam posts on Facebook by following these instructions.